Terms & Conditions
Last Updated: January 2026
Acceptance of Terms
By accessing and using the Marvando website (marvando.com), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website.
Our Services
Marvando provides educational content and resources related to financial literacy. We do not provide financial services, investment advice, or personalised financial recommendations. All information is for educational purposes only.
Disclaimer
The information on this website is provided for general educational purposes only. It is not intended to be, and should not be construed as, financial, investment, legal, tax, or other professional advice. You should consult qualified professionals before making any financial decisions.
Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Marvando or its content suppliers and is protected by South African and international copyright laws.
User Conduct
You agree not to use the website for any unlawful purpose, attempt to gain unauthorised access to any part of the website, transmit any viruses or malicious code, collect user information without consent, or use the website in any way that could damage or impair its functionality.
Limitation of Liability
Marvando shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the website. This includes damages for loss of profits, data, or other intangible losses.
Indemnification
You agree to indemnify and hold harmless Marvando, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from your use of the website or violation of these Terms.
Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the South African courts.
Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on the website. Your continued use of the website after any changes constitutes acceptance of the new terms.
Contact Information
For questions about these Terms and Conditions, please contact us at info@marvando.com or write to us at 123 Main Street, Cape Town, 8001, South Africa.